Buy an ATM. Switch your processor. Earn more from every withdrawal.
MSM sells ATMs and provides ATM processing services for U.S. retailers. Whether you're putting your first ATM on the floor or moving an existing machine off an underperforming network, we make the math work for you.
Two ways to work with MSM
PATH 01
ATM purchase + processing
Buy a new or refurbished ATM through MSM and run it on our processing network from day one.
- ·Modern ATM hardware, EMV, ADA, Windows 10+
- ·Full processing on the MSM network, sponsorship, routing, settlement
- ·Higher surcharge revenue share vs. legacy free-placement
- ·Daily ACH settlement of earned surcharge
- ·24/7 monitoring and support
- ·On-site installation anywhere in the U.S.
PATH 02
Processing-only switch
Already own an ATM? Switch processors and start earning more on the same machine.
- ·Free reprogramming, re-key TID and parameters remotely or on-site
- ·Improved surcharge economics, quote against your current statement
- ·No downtime, most switches complete in under an hour
- ·Same hardware, more revenue
Why retailers switch
Transparent revenue share
- ·Clear surcharge split. No hidden monthly fees, no surprise compliance charges.
Daily settlement
- ·Surcharge revenue ACH'd to your bank account daily, not weekly, not monthly.
Real monitoring
- ·24/7 health checks and proactive alerts. We see jams, low cash, offline events in real time.
PCI / EMV / ADA compliance
- ·Hardware and processing fully compliant with U.S. payment-network requirements.
One vendor for store + ATM
- ·If you also use MSM POS, ATM activity surfaces alongside your daily sales close.
Questions
Things owners ask before they sign.
Do I need to load my own cash?
Yes, under our standard programs the merchant funds the vault. We size the right starting balance based on your foot traffic.
How long does installation take?
Typically same-day for processing switches; 1–2 weeks for new hardware delivery and install.
What happens if the machine goes down?
Our monitoring detects offline machines automatically. A technician is dispatched per your service plan.
Can I see my activity in real time?
Yes, every merchant gets a portal showing transactions, surcharge earned, fault events, and settlement history.
Send us your last ATM statement.
We'll model your projected revenue under MSM processing, usually back the next morning.